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Health insurance is an investment in yourself for old age, sick days, and days when you need help. There are many insurers in both the public and private sectors, they are all the same. The difference is only in the administration and the insurer provides many choices that we can choose later because there are so many types of health insurance that we have to choose from.
Currently the people of Indonesia are witnessing very rapid progress in the world of insurance. Many people already have health insurance, both public and private. The two are identical and complementary. If we choose only statutory insurance, there are certain conditions and types of diseases whose handling is no different. Su's private sector will monitor all illnesses without exception.
Health insurance is mandatory for everyone
Health insurance is required by law to take out this insurance to protect you and your loved ones. This must be done as soon as possible, because those with the surname sick will not compromise in peace, but will immediately attack if they wish. To avoid this, you should immediately take out non-exempt insurance.
What is health insurance? It is clear from the name that medical issues, procedures, drugs, etc. It is discussed here if we later experience injuries or events that require medical intervention, such as when we are sick and have to walk. Going to the hospital is of course very expensive with insurance, costs are covered and you only need to register with the hospital administration for treatment.
Types of health insurance in Indonesia
There are several health insurance options to choose from. However, some of the most common types of health insurance are divided into three parts or three types of health insurance, including:
1. Health insurance is related to patient care
Not moving
Hospitalization is a condition that requires the patient to stay in a hospital in his area. In addition, in the provinces and many other countries there are very few requirements that are always enforced by hospitals.
outpatient
Health insurance now covers all medical and consulting costs. In addition, the purchase of medicines may be covered by health insurance, including medical diagnosis, of course excluding transportation to the doctor, this is your responsibility.
2. Insurance according to the organizer
Government
Public health insurance is also a major issue for our government. They also issue health cards which are distributed to existing communities because BPJS Health is a government community program.
Employee
The insurance offered by the private sector is the same in terms of use and there is no difference, it's just that the coverage is wider, so most people who have money still use private insurance.
3. insured by the insured
Employee
This insurance is requested by people who do not have a family or are not married.
collective and group
In general, companies always conclude this group insurance because it facilitates transactions and therefore receives and sends data so that it is not complicated.
Health insurance is a source of protection for all the world's population because without insurance it will be difficult for us, actually health insurance helps many people. Just bring the card, which is the guarantee for our treatment at the hospital, as well as for the doctor who will examine us. Therefore, health insurance is important.
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